2025 401k Catch Up Contribution Limits Over 50 Married

2025 401k Catch Up Contribution Limits Over 50 Married. So, if you were exercising this option in 2024, you'd only be able to roll over up to $7,000, which is the 2024 limit for people younger than 50. For those who are age 50 and older, you can contribute an additional $1,000 annually, bringing your total to $8,000, the same as it was last year.

For 401(k) plan holders, the limit for 2025 has increased to $23,500 a year, up from $23,000 in 2024. For 2025, the contribution limit for employees participating in 401(k), 403(b), and most 457 plans increases to $23,500.